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S-pushTAN Download for PC – You would like to use android exclusive apps on your PC? Now you can install your favorite app on your PC even if the official desktop version or website is not available. In this detailed blog post, we are going to let you know how you can Download S-pushTAN for PC Windows 10/8/7.

1. S Pushtan App Installieren
2. S Pushtan App
3. Pushtan Desktop

We are going to use Android emulator to install S-pushTAN on your laptop. These android emulators simulate the android environment in your laptop and allow you to install and use apps available on google play store. Bluestacks and MEmu play are the two topmost emulators available on the internet. So let’s see how we can use these emulators to install your favorite app – S-pushTAN on your PC.

Note: First install the S-pushTAN App as well as the Sparkasse App on your iPhone/iPad. Moreover, you need the access data as well as the data for activating the S-pushTAN connection from Kreissparkasse Walsrode. 1 Shortly after, you will get the activation code. 2 Scan the QR code from the registration letter. 4 Enter the activation code.

S-pushTAN for PC – Technical Specifications

S-pushTAN is regarded as one of the best apps in Finance category. With it’s simple to use and easy to navigate UI, S-pushTAN has got huge popularity among the android users. It has got over 5,000,000+ installations with an exceptional rating of 3.0 stars from the users.

Then what are you waiting for? Haven’t installed this app on your smartphone yet? Here is the play store link for you –

S-pushTAN Download and Install on PC –

As mentioned earlier, we will be using Android emulators to download and install your favorite app S-pushTAN on PC. Follow any of the mentioned ways below to install the app on your laptop.

Download S-pushTAN for PC – Bluestacks

Bluestacks is the most trusted and popular Android emulator available for Windows and Mac platforms. With its lightning speed (Yes, 4X speed compared to Samsung Galaxy S7 phone), it is gaining huge popularity. Bluestacks is the preferred method to install apps with much graphics. So let’s start our installation guide to download and install S-pushTAN for PC using Bluestacks app player.

• Step 1: Download Bluestacks software on your computer. Download link – Download Bluestacks.
• Step 2: Double click on the downloaded bluestacks.exe file to install the application on your Windows PC.
• Step 3: Launch the Bluestacks app now. Wait for some time as it needs to load the emulator initially. Log in with your Google account in the next screen.
• Step 4: Now, on the home screen of Bluestacks, Find Google Playstore app and click on it.
  
• Step 5: Once the Google play store is opened, search for the app – “S-pushTAN” to download S-pushTAN on your PC.
  
• Step 6: Click on the install button to start installing S-pushTAN on Bluestacks PC. Upon the completion of the installation process, you can find the S-pushTAN app icon in the installed apps folder of Bluestacks.
  

Alternatively, you can also Download S-pushTAN APK file offline and install it via Bluestacks using Install APK option. You can find this option at the bottom of Bluestack’s home screen. This method is useful only when you have some mod version of the app to get the additional benefits. Otherwise, we suggest you Download S-pushTAN for PC from the Google play store itself as it is a trusted source for installing apps.

Download S-pushTAN for PC – MEmu Play

Another best android emulator specialized and designed for awesome Gaming experience is MEmu Play. If you want to play high-end games like PUBG, Battle field games, NFC, etc., Memu is the best choice for you. It outperforms Bluestacks in this aspect as it is exclusively designed for playing Android games on PC. Let’s start the installation procedure to S-pushTAN for PC Windows 10/8/7 using MemuPlay emulator.

• Step 1: Download Memuplay Emulator on your PC. Here is the download link of MemuPlay – MemuPlay.
• Step 2: Install the downloaded .exe file by double click on it. The installation process will start and it may take up to 3 minutes to complete.
• Step 3: Similar to Bluestacks method, Google Playstore comes pre-installed on Memuplay as well. Once the emulator is installed, you should be able to see the Google play store app on the home screen. Double-tap on the icon to open it.
• Step 4: Now login with your Google account and now search for the app you want to install – S-pushTAN for PC in our case.
• Step 5: Find the correct app by Star Finanz GmbH and tap on the Install button.

Now the S-pushTAN is installed on your PC. You can find the app icon on the home screen alongside all the other installed apps. Double click to open S-pushTAN on Windows and you can see the same UI as you see the app on your smartphone.

There are other pretty good emulators like Ko Player, Nox Player, Andyroid, etc which also have decent installations and popularity. If you have already installed any of these, you can try installing S-pushTAN for PC with these. However, Bluestacks and Memuplay are the fast and recommended ones to play or install S-pushTAN latest version on your laptop.

S-pushTAN for PC – Conclusion:

S-pushTAN, developed by Star Finanz GmbH, is one of the best apps with clean UI in Finance category. It is now available to download on your PC using Android emulators. We have mentioned a detailed guide to download S-pushTAN for PC using two of the best emulators, Bluestacks, and Memuplay. If you have any queries installing S-pushTAN on your PC or if you have found any other best app in Finance category, let us know through the comment section.

A transaction authentication number (TAN number) is used by some online banking services as a form of single useone-time passwords (OTPs) to authorize financial transactions. TANs are a second layer of security above and beyond the traditional single-password authentication.

TANs provide additional security because they act as a form of two-factor authentication (2FA). If the physical document or token containing the TANs is stolen, it will be useless without the password. Conversely, if the login data are obtained, no transactions can be performed without a valid TAN.

Classic TAN[edit]

An outline of how TANs function:

1. The bank creates a set of unique TANs for the user. Typically, there are 50 TANs printed on a list, enough to last half a year for a normal user; each TAN being six or eight characters long.
2. The user picks up the list from the nearest bank branch (presenting a passport, an ID card or similar document) or is sent the TAN list through mail.
3. The password (PIN) is mailed separately.
4. To log on to his/her account, the user must enter user name (often the account number) and password (PIN). This may give access to account information but the ability to process transactions is disabled.
5. To perform a transaction, the user enters the request and authorizes the transaction by entering an unused TAN. The bank verifies the TAN submitted against the list of TANs they issued to the user. If it is a match, the transaction is processed. If it is not a match, the transaction is rejected.
6. The TAN has now been used and will not be recognized for any further transactions.
7. If the TAN list is compromised, the user may cancel it by notifying the bank.

However, as any TAN can be used for any transaction, TANs are still prone to phishing attacks where the victim is tricked into providing both password/PIN and one or several TANs. Further, they provide no protection against man-in-the-middle attacks where an attacker intercepts the transmission of the TAN and uses it for a forged transaction.Especially when the client system becomes compromised by some form of malware that enables a malicious user, the possibility of an unauthorized transaction is high. Canon selphy cp400 software for mac. Although the remaining TANs are uncompromised and can be used safely, the user should take an appropriate action as soon as possible.

Indexed TAN (iTAN)[edit]

Indexed TANs reduce the risk of phishing. To authorize a transaction, the user is not asked to use an arbitrary TAN from the list but to enter a specific TAN as identified by a sequence number (index). As the index is randomly chosen by the bank, an arbitrary TAN acquired by an attacker is usually worthless.

However, iTANs are still susceptible to man-in-the-middle attacks, including phishing attacks where the attacker tricks the user into logging into a forged copy of the bank's website and man-in-the-browser attacks^[1] which allow the attacker to secretly swap the transaction details in the background of the PC as well as to conceal the actual transactions carried out by the attacker in the online account overview.^[2]

Therefore, in 2012 the European Union Agency for Network and Information Security advised all banks to consider the PC systems of their users being infected by malware by default and use security processes where the user can cross-check the transaction data against manipulations like for example (provided the security of the mobile phone holds up) mTAN or smartcard readers with their own screen including the transaction data into the TAN generation process while displaying it beforehand to the user (chipTAN).^[3]

Indexed TAN with CAPTCHA (iTANplus)[edit]

Prior to entering the iTAN, the user is presented a CAPTCHA, which in the background also shows the transaction data and data deemed unknown to a potential attacker, such as the user's birthdate. This is intended to make it hard (but not impossible) for an attacker to forge the CAPTCHA.

This variant of the iTAN is method used by some German banks adds a CAPTCHA to reduce the risk of man-in-the-middle attacks.^[4] Some Chinese banks have also deployed a TAN method similar to iTANplus. A recent study shows that these CAPTCHA-based TAN schemes are not secure against more advanced automated attacks.^[5]

Mobile TAN (mTAN)[edit]

mTANs are used by banks in Austria, Bulgaria, Czech Republic, Germany, Hungary, the Netherlands, Poland, Russia, Singapore, South Africa, Spain, Switzerland and some in New Zealand, Australia and Ukraine. When the user initiates a transaction, a TAN is generated by the bank and sent to the user's mobile phone by SMS. The SMS may also include transaction data, allowing the user to verify that the transaction has not been modified in transmission to the bank.

However, the security of this scheme depends on the security of the mobile phone system. In South Africa, where SMS-delivered TAN codes are common, a new attack has appeared: SIM Swap Fraud. A common attack vector is for the attacker to impersonate the victim, and obtain a replacement SIM card for the victim's phone from the mobile network operator. The victim's user name and password are obtained by other means (such as keylogging or phishing). In-between obtaining the cloned/replacement SIM and the victim noticing their phone no longer works, the attacker can transfer/extract the victim's funds from their accounts.^[6] In 2016 a study was conducted on SIM Swap Fraud by a social engineer, revealing weaknesses in issuing porting numbers.

In 2014, a weakness in the Signalling System No. 7 used for SMS transmission was published, which allows interception of messages. It was demonstrated by Tobias Engel during the 31st Chaos Communication Congress^[7]. At the beginning of 2017, this weakness was used successfully in Germany to intercept SMS and fraudulently redirect fund transfers^[8].

Also the rise of smartphones led to malware attacks trying to simultaneously infect the PC and the mobile phone as well to break the mTAN scheme.^[9]

pushTAN[edit]

pushTAN is an app-based TAN scheme by German Sparkassen banking group reducing some of the shortcomings of the mTAN scheme. It eliminates the cost of SMS messages and is not susceptible to SIM card fraud, since the messages are sent via a special text-messaging application to the user's smartphone using an encrypted Internet connection. Just like mTAN, the scheme allows the user to cross-check the transaction details against hidden manipulations carried out by Trojans on the user's PC by including the actual transaction details the bank received in the pushTAN message. Although analogous to using mTAN with a smartphone, there is the risk of a parallel malware infection of PC and smartphone. To reduce this risk the pushTAN app ceases to function if the mobile device is rooted or jailbroken.^[10] In late 2014 the Deutsche Kreditbank (DKB) also adopted the pushTAN scheme.^[11]

TAN generators[edit]

Simple TAN generators[edit]

S Pushtan App Installieren

The risk of compromising the whole TAN list can be reduced by using security tokens that generate TANs on-the-fly, based on a secret known by the bank and stored in the token or a smartcard inserted into the token.

However, the TAN generated is not tied to the details of a specific transaction. Because the TAN is valid for any transaction submitted with it, it does not protect against phishing attacks where the TAN is directly used by the attacker, or against man-in-the-middle attacks.

ChipTAN / Sm@rt-TAN / CardTAN[edit]

ChipTAN is a TAN scheme used by many German and Austrian banks.^[12][13][14] It is known as ChipTAN or Sm@rt-TAN^[15] in Germany and as CardTAN in Austria, whereas cardTAN is a technically independent standard.^[16]

S Pushtan App

A ChipTAN generator is not tied to a particular account; instead, the user must insert their bank card during use. The TAN generated is specific to the bank card as well as to the current transaction details. There are two variants: In the older variant, the transaction details (at least amount and account number) must be entered manually. In the modern variant, the user enters the transaction online, then the TAN generator reads the transaction details via a flickering barcode on the computer screen (using photodetectors). It then shows the transaction details on its own screen to the user for confirmation before generating the TAN.

As it is independent hardware, coupled only by a simple communication channel, the TAN generator is not susceptible to attack from the user's computer. Even if the computer is subverted by a Trojan, or if a man-in-the-middle attack occurs, the TAN generated is only valid for the transaction confirmed by the user on the screen of the TAN generator, therefore modifying a transaction retroactively would cause the TAN to be invalid.

An additional advantage of this scheme is that because the TAN generator is generic, requiring a card to be inserted, it can be used with multiple accounts across different banks, and losing the generator is not a security risk because the security-critical data is stored on the bank card.

While it offers protection from technical manipulation, the ChipTAN scheme is still vulnerable to social engineering. Attackers have tried to persuade the users themselves to authorize a transfer under a pretext, for example by claiming that the bank required a 'test transfer' or that a company had falsely transferred money to the user's account and they should 'send it back'.^[1][17] Users should therefore never confirm bank transfers they have not initiated themselves.

ChipTAN is also used to secure batch transfers (Sammelüberweisungen). However, this method offers significantly less security than the one for individual transfers. In case of a batch transfer the TAN generator will only show the number and total amount of all transfers combined – thus for batch transfers there is little protection from manipulation by a Trojan.^[18] This vulnerability was reported by RedTeam Pentesting in November 2009.^[19] In response, as a mitigation, some banks changed their batch transfer handling so that batch transfers containing only a single record are treated as individual transfers.

See also[edit]

References[edit]

Pushtan Desktop

1. ^ ^abCandid Wüest, Symantec Global Security Response Team Current Advances in Banking Trojans?Archived 2014-04-25 at the Wayback Machine iriss.ie, Irish Reporting and Information Security Service, December 2, 2012 (PDF; 1,9 MB)
2. ^Katusha: LKA zerschlägt Ring von Online-Betrügern WinFuture.de, October 29, 2010
3. ^“High Roller” online bank robberies reveal security gaps European Union Agency for Network and Information Security, July 5, 2012
4. ^heise online (2007-10-26). 'Verbessertes iTAN-Verfahren soll vor Manipulationen durch Trojaner schützen' (in German).
5. ^Li, Shujun; Syed Amier Haider Shah; Muhammad Asad Usman Khan; Syed Ali Khayam; Ahmad-Reza Sadeghi; Roland Schmitz (2010). 'Breaking e-Banking CAPTCHAs'. Proceedings of 26th Annual Computer Security Applications Conference (ACSAC 2010). New York, NY, USA: ACM. pp. 171–180. doi:10.1145/1920261.1920288.
6. ^Victim's SIM swop fraud nightmare iol.co.za, Independent Online, January 12, 2008
7. ^'31C3: Mobilfunk-Protokoll SS7 offen wie ein Scheunentor' (in German). 2014-12-28.
8. ^Fabian A. Scherschel (2017-05-03). 'Deutsche Bankkonten über UMTS-Sicherheitslücken ausgeräumt' (in German).
9. ^Eurograbber SMS Trojan steals €36 million from online banks techworld.com, December 5, 2012
10. ^Online-Banking mit pushTAN - FAQ berliner-sparkasse.de, Berliner Sparkasse (AöR), Retrieved on August 27, 2014.
11. ^Informationen zu pushTAN dkb.de, Deutsche Kreditbank AG, Retrieved on March 12, 2015.
12. ^Postbank chipTAN comfort official page of Postbank, Retrieved on April 10, 2014.
13. ^chipTAN: Listen werden überflüssig official page of Sparkasse, Retrieved on April 10, 2014.
14. ^Die cardTAN official page of Raiffeisen Bankengruppe Österreich, Retrieved on April 10, 2014.
15. ^'Sm@rt-TAN'. www.vr-banking-app.de (in German). Retrieved 2018-10-10.
16. ^Die neue cardTAN ebankingsicherheit.at, Gemalto N.V., Retrieved on October 22, 2014.
17. ^Tatanga Attack Exposes chipTAN Weaknesses trusteer.com, September 4, 2012
18. ^'chipTAN-Verfahren / Was wird im TAN-Generator angezeigt?'(PDF). Sparkasse Neckartal-Odenwald. June 2013. Retrieved 1 December 2014. SEPA-Sammelüberweisung, Inhalt: mehr als 1 Posten. Anzeige 1: Summe, Anzeige 2: Anzahl Posten
19. ^'Man-in-the-Middle Attacks against the chipTAN comfort Online Banking System'. RedTeam Pentesting GmbH. Retrieved 1 December 2014.